Total permanent disability: The most important thing about this topic

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Total permanent disability is a benefit intended for those people who, due to an illness or injury, have a limitation in their ability to perform their usual work. But, however, they can still perform other types of employment . If that is your case, here we tell you everything about this topic.



When is there talk of total permanent disability?
We speak of total permanent disability, when as a worker, you cannot perform the corresponding tasks of your job. Whether it is all of them or just the main ones of your usual profession. But, despite the disability, you can still perform other types of occupations.

What is meant by total permanent incapacity for the usual profession?
Total permanent incapacity for the habitual profession is determined when the worker is disqualified from exercising his or her habitual profession in whole or in part . Reason for which a disability pension is assigned .

This disability pension does not prevent you from carrying out other occupations. However, it is a measure that protects the economy of those who cannot carry out their usual work, including self-employed workers.

Furthermore, this disability is reviewable and can be increased, decreased Email Data or withdrawn, both physically and economically. This, according to the reviews convened by the National Social Security Institute (INSS).

Requirements to determine total permanent disability
For a worker to be determined to have total permanent disability in Spain, it is required that:

Have an illness or injury that prevents you from doing your usual job and any other work appropriate to your training and experience.

Present proof of having complied with the recovery processes prescribed in each particular situation.

That it has gone through a medical evaluation process where the degree of disability is determined.

How much is charged for total permanent disability?
For total permanent disability, 55% of the regulatory base is charged and can be increased by 20% starting at age 55 if the beneficiary is unemployed.

Currently, the pension amounts for total permanent disability are as follows:




People under 60 years of age
These beneficiaries receive a pension of 577 euros per month and 8,081 euros per year , whether they do not have a spouse or have a dependent spouse. Otherwise, if the beneficiary has a spouse, but not dependent on him, he charges 572 euros per month and 8,011 euros per year.

People between 60 and 64 years old
If these people have a dependent spouse , they receive a pension of 906 euros per month and 12,682 euros per year. Otherwise, they receive 692 euros per month and 9,694 euros per year . For beneficiaries without a spouse, the pension is 732 euros per month and 10,256 euros per year.